Cigna health Insurance plans

CIGNA HEALTH INSURANCE PLANS:

Cigna Managed Care Plans

  1. Network Open Access
  2. Open Access Plus
  3. HMO Open Access and POS Open Access
  4. Local Plus
  5. HMO, POS and HMO POS
  6. Network and Network POS
  7. PPO or EPO

 

Cigna Individual and Family Plans

  1. Connect Network
  2. Local Plus Network
  3. Focus Network
  4. Open Access Plus Network

 

Cigna Global Health Benefits Plans

  1. Network in US: PPO and OAP
  2. Network Outside US: Varies by Locations

 

Cigna Choice Fund Plans

  1. Cigna Choice Fund
  2. Cigna Choice Fund Open Access

 

Cigna Shared Administration Repricing Plans

  1. Shared Administration PPO
  2. Shared Administration Open Access Plus

 

Cigna Strategic Alliance Plans

  1. Open Access Plus

 

Cigna Indemnity Plans

  1. Indemnity

 

Managed Care Plans

NetworkPrimary Care PhysicianReferral requiredAway from Home CareOut of Network Benefits
Open AccessEncouragedNoNoNo
Open Access PlusEncouragedNoYesYes
HMO Open AccessEncouragedNoNoNo
POS Open AccessEncouragedNoNoYes
Local PlusEncouragedNoYesNo
HMOYesYesNoNo
POSYesYesNoYes
NetworkYesYesNoNo
Network POSYesYesNoYes
PPOEncouragedNoYesYes
EPOEncouragedNoYesNo

 

 

Individual and Family Plans

NetworkPrimary Care PhysicianReferral requiredAway from Home CareOut of Network Benefits
ConnectYes*Yes*NoNo
Local PlusNoNoYesYes*
Local Plus INNoNoYesNo**
FocusNoNoNoNo
Open Access PlusNoNoYesYes

Global Health Benefits Plans

Networks in US: PPO and OAP

A customer with this card lives in the United States and makes frequent visits outside the United States.

Networks Out Side US: Vary by Location

A customer with this card lives outside the United States and make frequent visits to the United States.

Primary Care PhysicianReferral requiredAway from Home CareOut of Network Benefits
EncouragedNoYesYes

 

Cigna Choice Fund Plans

Primary Care PhysicianReferral requiredAway from Home CareOut of Network Benefits
NoNoYesVaries by network

 

Shared Administration Repricing Plans

Primary Care PhysicianReferral requiredAway from Home CareOut of Network Benefits
EncouragedNoYesYes

 

Strategic Alliance Plans

NetworkPrimary Care PhysicianReferral requiredAway from Home CareOut of Network Benefits
Open Access PlusEncouragedNoYesYes

 

Indemnity Plans

Network: Not Applicable

Primary Care PhysicianReferral requiredAway from Home CareOut of Network Benefits
EncouragedNoN/AYes

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